CardSift for Android
Privacy policy
What CardSift does with data, in plain words.
Effective November 10, 2026. Applies to CardSift version 0.1.
In short: CardSift has no accounts and asks for no personal details. Your quiz answers stay on your phone. We run no server that receives data from the app. The app shows ads through Google AdMob, and Google collects some device data to do that, with your consent where the law requires it.
Who we are
CardSift is published by LanceAds OÜ, registry code 16016285, Kotkapoja tn 2a-10, 10615 Tallinn, Estonia. For anything about privacy, write to [email protected].
LanceAds is not a bank, a lender or a card issuer. CardSift is a comparison tool. It does not take credit applications and never checks your credit.
What we do not collect
- No account, name, email address, phone number, postal address, Social Security number, income or date of birth. The app has no form to type any of them into.
- No credit report and no credit score. The quiz asks for your own estimate, as a tap on a button.
- No analytics. The app contains no analytics or attribution software in this version.
- No location, contacts, photos, camera or microphone. The app does not ask for these permissions.
What stays on your phone
- Quiz answers. Your four answers are used on the phone to rank cards. They are not saved after you close the app and are not sent to us or to anyone else.
- A log of Apply taps. Each time you tap "Apply on issuer's site", the app saves on your phone a random ID for that tap, which card it was, the web address opened and the time. The ID is random: it is not built from your device or your answers. This log is not sent anywhere in this version. You can erase it in the app under About, "Clear the log on this phone". Uninstalling the app also erases it.
Advertising (Google AdMob)
CardSift shows one full-screen ad, between the end of the quiz and your results, at most once each time you open the app. Ads are served by Google AdMob, a service of Google. To serve and measure ads, Google's software in the app may collect and process:
- your device's advertising ID, which you can reset or delete in Android settings;
- your IP address, from which an approximate location can be derived;
- device and app information, such as model, operating system version, language and app version;
- which ads were shown and whether they were tapped, plus diagnostic and performance data.
Google uses this to show ads, limit how often you see them, measure them, detect fraud and, where allowed, personalize them. We do not receive this data in a form that identifies you. Google explains its handling in How Google uses information from sites or apps that use our services and in its Privacy Policy.
Your choices. Where the law requires it, for example in the European Economic Area, the United Kingdom and Switzerland, the app asks for your choice through Google's consent message before any ad is requested, and requests no ad if you have not answered. Where a choice applies to you, you can change it at any time in the app under About, "Ad privacy choices". On any Android phone you can also turn off ad personalization or delete your advertising ID under Settings, Google, Ads.
Links to card issuers and partner links
When you tap "Apply on issuer's site", your browser opens the issuer's website. What you do there is covered by the issuer's privacy policy, not this one. Some links may be paid partnerships. A partnership link can pass through a partner network that records the click together with the random ID for that tap, so that a completed application can be credited to CardSift. We do not send your quiz answers or any personal detail with a link.
Legal bases and your rights
We hold no personal data about you on our systems, because the app sends us none. For the advertising data described above, the legal basis in the EEA, the UK and Switzerland is your consent, which you can withdraw at any time under "Ad privacy choices". If you write to us, we use your email address only to reply, on the basis of our legitimate interest in answering you, and delete the exchange when it is no longer needed.
Depending on where you live, you may have the right to access, correct, delete or restrict the use of your personal data, to object, to data portability, and to complain to a data protection authority (in Estonia, the Data Protection Inspectorate, aki.ee). Write to [email protected] and we will answer within one month. For data held by Google, use the controls above and Google's own tools.
United States residents. We do not sell your personal information for money. Showing ads through Google AdMob may count as "sharing" or "targeted advertising" under some state privacy laws. You can opt out with the Android ad settings described above and, where it is offered in your state, under About, "Ad privacy choices".
Children
CardSift is for adults. It is not directed to anyone under 18, and we do not knowingly collect data from children.
Security and retention
The log of Apply taps is kept in the app's private storage on your phone, with a limit of 200 entries, until you clear it or uninstall the app. We keep nothing on our side.
Changes
If the app starts to work differently, for example if a later version adds measurement software, we will update this policy before that version is released and change the date at the top.